Yth Nasabah Setia Kartu Kredit Garuda BNI,
Terima kasih atas antusias Anda dalam Program Apply And Spend Dan Welcome Bonus Kartu Kredit Garuda BNI periode transaksi 15 April sampai dengan 30 September 2026.
Berikut disampaikan nama 100 orang Top Spender transaksi Kartu Kredit Garuda BNI yang berhak mendapatkan Bonus GarudaMiles hingga 15.000 miles sesuai syarat dan ketentuan program :
| No |
Nama |
Reward GarudaMiles |
No HP |
Keterangan |
| 1 |
K***** W***** |
10.000 |
********11 |
Winner Platinum |
| 2 |
M****** P***** D***** |
10.000 |
*******23 |
Winner Platinum |
| 3 |
S***** L***** |
10.000 |
********84 |
Winner Platinum |
| 4 |
Z***** Z***** |
10.000 |
********37 |
Winner Platinum |
| 5 |
P***** C***** |
10.000 |
********99 |
Winner Platinum |
| 6 |
P****** A***** O***** |
10.000 |
*******06 |
Winner Platinum |
| 7 |
L****** C***** H***** |
10.000 |
*******55 |
Winner Platinum |
| 8 |
R***** W***** |
10.000 |
********96 |
Winner Platinum |
| 9 |
B****** P***** H***** |
10.000 |
*******52 |
Winner Platinum |
| 10 |
F***** F***** |
10.000 |
********00 |
Winner Platinum |
| 11 |
M***** M***** |
10.000 |
********49 |
Winner Platinum |
| 12 |
C***** A***** |
10.000 |
********55 |
Winner Platinum |
| 13 |
M****** H***** W***** |
10.000 |
*******86 |
Winner Platinum |
| 14 |
K***** B***** |
10.000 |
********38 |
Winner Platinum |
| 15 |
J****** D***** T***** |
10.000 |
*******29 |
Winner Platinum |
| 16 |
R***** A***** |
10.000 |
********58 |
Winner Platinum |
| 17 |
A***** F***** |
10.000 |
********97 |
Winner Platinum |
| 18 |
T***** P***** |
10.000 |
********27 |
Winner Platinum |
| 19 |
W***** K***** |
10.000 |
********73 |
Winner Platinum |
| 20 |
S***** S***** |
10.000 |
********83 |
Winner Platinum |
| 21 |
L***** T***** |
10.000 |
********44 |
Winner Platinum |
| 22 |
W***** W***** |
10.000 |
********00 |
Winner Platinum |
| 23 |
I***** P***** |
10.000 |
********35 |
Winner Platinum |
| 24 |
L***** T***** |
10.000 |
********37 |
Winner Platinum |
| 25 |
Y****** Y***** K***** |
10.000 |
*******71 |
Winner Platinum |
| 26 |
I***** I***** |
10.000 |
********67 |
Winner Platinum |
| 27 |
J***** L***** |
10.000 |
********05 |
Winner Platinum |
| 28 |
R***** H***** |
10.000 |
********51 |
Winner Platinum |
| 29 |
A****** S***** N***** |
10.000 |
*******69 |
Winner Platinum |
| 30 |
R***** A***** |
10.000 |
********03 |
Winner Platinum |
| 31 |
N****** C***** W***** |
10.000 |
*******18 |
Winner Platinum |
| 32 |
K****** A***** S***** |
10.000 |
*******12 |
Winner Platinum |
| 33 |
A****** I***** S***** |
10.000 |
*******88 |
Winner Platinum |
| 34 |
C***** C***** |
10.000 |
********96 |
Winner Platinum |
| 35 |
F***** F***** |
10.000 |
********09 |
Winner Platinum |
| 36 |
S****** B***** R***** |
10.000 |
*******91 |
Winner Platinum |
| 37 |
G***** F***** |
10.000 |
********10 |
Winner Platinum |
| 38 |
A***** G***** |
10.000 |
********49 |
Winner Platinum |
| 39 |
A***** Y***** |
10.000 |
********84 |
Winner Platinum |
| 40 |
M****** T***** H***** |
10.000 |
*******17 |
Winner Platinum |
| 41 |
L***** S***** |
10.000 |
********78 |
Winner Platinum |
| 42 |
J****** K***** M***** |
10.000 |
*******28 |
Winner Platinum |
| 43 |
I****** P***** A***** |
10.000 |
*******42 |
Winner Platinum |
| 44 |
L****** S***** S***** |
10.000 |
*******88 |
Winner Platinum |
| 45 |
R***** R***** |
10.000 |
********25 |
Winner Platinum |
| 46 |
I***** S***** |
10.000 |
********33 |
Winner Platinum |
| 47 |
P****** F***** E***** |
10.000 |
*******44 |
Winner Platinum |
| 48 |
H***** K***** |
10.000 |
********01 |
Winner Platinum |
| 49 |
I***** S***** |
10.000 |
********21 |
Winner Platinum |
| 50 |
A***** S***** |
10.000 |
********74 |
Winner Platinum |
| 51 |
I***** K***** |
15.000 |
********99 |
Winner Signature |
| 52 |
T***** H***** |
15.000 |
********73 |
Winner Signature |
| 53 |
A****** B***** S***** |
15.000 |
*******96 |
Winner Signature |
| 54 |
B***** C***** |
15.000 |
********91 |
Winner Signature |
| 55 |
T****** F***** N***** |
15.000 |
*******69 |
Winner Signature |
| 56 |
R***** W***** |
15.000 |
********69 |
Winner Signature |
| 57 |
H****** K***** K***** |
15.000 |
*******00 |
Winner Signature |
| 58 |
N****** E***** F***** |
15.000 |
*******89 |
Winner Signature |
| 59 |
A***** W***** |
15.000 |
********77 |
Winner Signature |
| 60 |
F****** T***** S***** |
15.000 |
*******67 |
Winner Signature |
| 61 |
W***** S***** |
15.000 |
********92 |
Winner Signature |
| 62 |
J***** D***** |
15.000 |
********09 |
Winner Signature |
| 63 |
L***** W***** |
15.000 |
********66 |
Winner Signature |
| 64 |
C***** C***** |
15.000 |
********10 |
Winner Signature |
| 65 |
H***** H***** |
15.000 |
********44 |
Winner Signature |
| 66 |
V****** S***** F***** |
15.000 |
*******45 |
Winner Signature |
| 67 |
W***** S***** |
15.000 |
********66 |
Winner Signature |
| 68 |
F***** H***** |
15.000 |
********09 |
Winner Signature |
| 69 |
R****** A***** G***** |
15.000 |
*******72 |
Winner Signature |
| 70 |
R***** S***** |
15.000 |
********95 |
Winner Signature |
| 71 |
J***** L***** |
15.000 |
********88 |
Winner Signature |
| 72 |
D***** H***** |
15.000 |
********38 |
Winner Signature |
| 73 |
A***** B***** |
15.000 |
********15 |
Winner Signature |
| 74 |
K***** J***** |
15.000 |
********00 |
Winner Signature |
| 75 |
J***** J***** |
15.000 |
********15 |
Winner Signature |
| 76 |
A****** I***** S***** |
15.000 |
*******15 |
Winner Signature |
| 77 |
A***** F***** |
15.000 |
********44 |
Winner Signature |
| 78 |
A***** T***** |
15.000 |
********89 |
Winner Signature |
| 79 |
A***** A***** |
15.000 |
********18 |
Winner Signature |
| 80 |
P***** P***** |
15.000 |
********52 |
Winner Signature |
| 81 |
J***** R***** |
15.000 |
********13 |
Winner Signature |
| 82 |
V***** S***** |
15.000 |
********91 |
Winner Signature |
| 83 |
A***** W***** |
15.000 |
********00 |
Winner Signature |
| 84 |
J***** P***** |
15.000 |
********79 |
Winner Signature |
| 85 |
E***** S***** |
15.000 |
********15 |
Winner Signature |
| 86 |
I***** I***** |
15.000 |
********11 |
Winner Signature |
| 87 |
I***** S***** |
15.000 |
********67 |
Winner Signature |
| 88 |
D****** S***** Y***** |
15.000 |
*******94 |
Winner Signature |
| 89 |
D***** S***** |
15.000 |
********68 |
Winner Signature |
| 90 |
L****** M***** L***** |
15.000 |
*******83 |
Winner Signature |
| 91 |
T****** A***** S***** |
15.000 |
*******00 |
Winner Signature |
| 92 |
G***** G***** |
15.000 |
********37 |
Winner Signature |
| 93 |
D****** G***** O***** |
15.000 |
*******12 |
Winner Signature |
| 94 |
D***** M***** |
15.000 |
********17 |
Winner Signature |
| 95 |
S***** S***** |
15.000 |
********88 |
Winner Signature |
| 96 |
J***** T***** |
15.000 |
********51 |
Winner Signature |
| 97 |
U****** A***** R***** |
15.000 |
*******31 |
Winner Signature |
| 98 |
J***** W***** |
15.000 |
********68 |
Winner Signature |
| 99 |
H****** A***** L***** |
15.000 |
*******88 |
Winner Signature |
| 100 |
Y****** H***** P***** |
15.000 |
*******57 |
Winner Signature |
Notes :
- Reward GarudaMiles akan di inject maksimal tanggal 31 Oktober 2026.
- Reward GarudaMiles akan di inject ke nomor GFF yang terdaftar di sistem Kartu Kredit BNI.
Program Apply And Spend Dan Welcome Bonus Kartu Kredit Garuda BNI
Syarat dan Ketentuan :
- Periode Program : 15 April sampai dengan 30 September 2026.
- Minimum akumulasi transaksi :
| Tipe Kartu |
Minimal Akumulasi Transaksi |
Nama Program |
Periode Transaksi |
Bonus Miles |
Kuota Program |
Keterangan |
| Garuda Platinum |
Rp 5.000.000,- |
Welcome Bonus |
- Open date dimulai pada tanggal 15 April 2026.
- 30 hari setelah kartu disetujui (open date).
- Hanya berlaku untuk pemegang kartu baru, tidak berlaku change logo.
|
1.000 |
50 |
Kuota/Bulan |
| Rp 150.000.000,- |
Apply & Spend |
15 April - 30 September 2026 |
10.000 |
50 |
Kuota selama periode program |
| Total Bonus Miles |
|
11.000 |
100 |
|
| Garuda Signature |
Rp 15.000.000,- |
Welcome Bonus |
- Open date dimulai pada tanggal 15 April 2026.
- 30 hari setelah kartu disetujui (open date).
- Hanya berlaku untuk pemegang kartu baru, tidak berlaku change logo.
|
2.000 |
50 |
Kuota/Bulan |
| Rp 350.000.000,- |
Apply & Spend |
15 April - 30 September 2026 |
15.000 |
50 |
Kuota selama periode program |
| Total Bonus Miles |
|
17.000 |
100 |
|
- Bonus miles untuk Program Welcome Bonus berlaku untuk kartu kredit Garuda BNI Platinum/Signature untuk akumulasi transaksi tertinggi selama 30 hari setelah kartu disetujui sesuai dengan kuota program setiap bulannya.
- Bonus miles untuk Program Apply And Spend kartu kredit Garuda BNI Platinum/Signature berlaku untuk akumulasi transaksi tertinggi selama periode program sesuai dengan kuota program.
- Akumulasi transaksi yang diperhitungkan adalah akumulasi transaksi dari kartu utama (basic) dan kartu tambahan (supplement).
- Total transaksi yang diperhitungan selama periode program berdasarkan seluruh transaksi yang digunakan di Kartu Garuda BNI Signature dan Platinum.
- Bonus miles akan diberikan pada akun GarudaMiles pemilik kartu utama (Basic).
- Pemberian GarudaMiles tetap mengacu pada ketentuan BNI yang berlaku.
- Transaksi yang tidak mendapatkan GarudaMiles adalah transaksi di merchant kategori Dana Tunai, Bill Payment (seperti pembayaran rutin bulanan untuk tagihan listrik, air, telepon, ponsel pascabayar, Internet, TV berbayar, asuransi, dan lain-lain), Community Agency, Utilities, transaksi melalui QRIS, dan Tarik Tunai.
- Penentuan pemenang dan pemberian bonus miles Program Welcome Bonus sampai dengan 2.000 GarudaMiles untuk Nasabah baru kartu kredit BNI Garuda akan diproses maksimal H+45 setelah kartu approved (open date).
| Simulasi Pemberian Welcome Bonus Miles |
| Jenis Kartu |
Periode Kartu disetujui |
Periode Kartu Transaksi |
Pemberian Bonus Miles |
| Contoh 1 : Garuda Platinum |
15 - 30 April 2026 |
Maksimum sampai dengan 31 Mei 2026 |
Maksimal 15 Juni 2026 |
| Contoh 2 : Garuda Signature |
1 - 31 Mei 2026 |
Maksimum sampai dengan 30 Juni 2026 |
Maksimal 15 Juli 2026 |
- Pengumuman pemenang Program Apply And Spend Bonus sampai dengan 15.000 GarudaMiles akan disampaikan paling cepat 30 (tiga puluh) hari kerja setelah berakhirnya periode program di website BNI.
- Penentuan pemenang Program Welcome Bonus Dan Apply And Spend Kartu Kredit Garuda BNI sepenuhnya menjadi kewenangan BNI.
BNI berizin dan diawasi oleh Otoritas Jasa Keuangan and Bank Indonesia | BNI merupakan peserta penjaminan LPS | bni.co.id.
#BNI46 #StartsFromTheCard